Alchemia

At the Alchemia Group we are helping our clients think & act differently in regards to their wealth and its impact on thier family - because we know it is more than just numbers and plans, it's the Balance of Art & Science with Pragmatism and Vision.

Money represents different values for different individuals. Depending on one’s personal outlook, financial assets may be seen as freedom or security, respect or self-worth, connection to the future or a link to thepast. Like the alchemists of antiquity, THE ALCHEMIA GROUP focuses on transformation – the conversion of the family’s tangible financial assets into the impact and empowerment they hope those assets have for future generations and society as a whole. Applying innovative, transformational thinking to the questions of family and wealth unlocks an array of inspiring possibilities. This discovery process yields stunning results, helping clients to achieve their most deeply felt goals and empowering future generations to do great things.

THE ALCHEMIA GROUP founder Tim Belber puts it this way, “I help clients connect their own unique vision for the future with the most sophisticated and appropriate tools to achieve those goals in the most principled, ethical way.” This holistic approach to wealth and money is built on the notion that each client possesses five kinds of capital:

Human    Intellectual    Social    Spiritual   Financial

We start by setting aside the financial, and talking about the other four capitals – what is most important to each person and family? Then we design a structure to support that vision. We keep circling back to the core question – what can I do to enhance my life and that of my family? That’s where the ‘aha! moments’ happen. You can see more detail on the Five Capitals here.

Too many advisors just want to talk about the tools of their trade. When you start with a vision and an expansive understanding of what’s possible, the results can be tremendous.”


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ALCHEMIA OVERVIEW



Tim Belber followed a challenging path to reach his unique approach to and view of family wealth. Growing up in a family with limited resources, he learned the meaning of true gratitude and developed a lifelong determination to make the most of himself and what he had. Blessed with innate discipline, intelligence, and wide-ranging curiosity, he has dedicated himself to helping self-made families align the power of their intangible assets with the practical application of financial and legal strategies

Tim cultivated leadership, planning, and execution skills in military school – the same environment that taught him never to make excuses and always to be prepared. He went on to earn a business degree from the Wharton School at the University of Pennsylvania. Although his education prepared him for a career on Wall Street, he knew intuitively that the market wouldn’t satisfy his curiosity or make use of his natural people skills.

In 1978 he began working with self-made families, offering them a different, more expansive way of thinking about wealth. This experience stimulated his desire to counsel people it also led him to earn a law degree from Seton Hall University – attending classes at night while working full-time. “When people achieve financial success,” Tim says, “they’re confronted with an entire industry dedicated to scaring them about the bad things that can happen if they if they don’t continually worry about protecting what they have built. I encourage my clients to focus on positive possibilities and the underlying potential in family members. Instead of guarding against things that go bump in the night, we work together to ask, what are the opportunities? Don’t just build a moat around your castle – let’s accomplish something! I’m excited about the humanity that’s involved in the creation of a multi-generational wealth plan. Money means something different to every person. I help clients connect their own unique vision for the future with the most sophisticated and appropriate tools to achieve those goals in the most principled, ethical way.”

Tim’s holistic approach to wealth and money is built on the notion that each client possesses five kinds of capital: Human, Intellectual, Social, Spiritual, and Financial. “We start by setting aside the financial, and talking about the other four capitals – what’s most important to each person and family. Then we design a structure to support that vision. We keep circling back to the core question: what can I do to enhance my life and that of my family? That’s where the ‘aha! moments’ happen.

Too many advisors just want to talk about the tools of their trade. But when you start with a vision and an expansive understanding of what’s possible, the results can be tremendous. As people grow more determined to live meaningful, centered lives, interest in Tim’s approach has increased. He is a sought-after speaker and advocate for incorporating ethics and values into long-term financial and estate plans. He has authored several articles on these topics and has been quoted in periodicals including the Wall Street Journal. He is a member of the Society of Financial Service Professionals, the Legacy Wealth Coach Network, and a founding member of the Copper Beech Tree Society, a think tank, and the Collaboration for Family Flourishing. Tim is also an Adjunct Professor of Graduate Estate Planning at the American College.

Curiosity and enthusiasm for life have led Tim to a wide range of long-standing passions. He speaks passable Italian, is an avid photographer, fisherman and cyclist, loves to read and travel, and, with his wife of 41 years, Donna, has been friend and guardian of numerous dogs. Above all, he is dedicated to exploring possibilities.


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OVERVIEW OF THE PRINCIPAL



The individuals and families we work with tend to have their priorities and values in play upfront.

They know the “Life they have imagined”, (to paraphrase Thoreau) and are looking for an advocate who knows it too and can embrace and enhance their ideas when it comes to thinking and acting in regards to wealth, family & legacy planning.
These families have :

  • assets in excess of the needs of the current generation;
  • they usually are wondering how financial wealth can and will impact their future generations.
  • want to feel they are helping their children and generations beyond be in a position of flourishing,
  • thereby creating their own legacies.
  • they’ve done estate planning before (often its complex) but may still feel friction or discord around financial discussions.

Universally, our clients value innovative and creative thinking from their advisory teams. They’re most comfortable with someone sensitive to their values and desires, while also pragmatic and responsible so to create a sound and expansive plan around them. Our clients know we are ever mindful of their dreams and goals and never cease from exploring how to get them where they want and need to be.


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ALCHEMIA CLIENTS



“Focus on what your client values rather than on the value of what they own” – Scott Fithian Author & Founder of The Legacy Companies (1961-2006)

Most wealth planning starts out with the question, “What is the value of what you own?”, and then takes off from there. We need a better starting point. At Alchemia our clients know we hold that any planning should begin centered on the idea that individual and family goals and ideals are what create the plan for financial assets and how they will be deployed and utilized.

When the starting points is more of a conversation about what matters to you and what you find important in life, that’s where we find more successful, meaningful plans and solutions for all involved – you, your financial assets and your family and their future.


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THE VALUES OF THE ESTATE



Maps have served as guides since someone first scratched in the dirt with a stick. Usually a tool to mark a location, or get from one physical place to the next, maps now can mark and lead us to places that live in the realm of ideas, dreams, and plans.

When looking at a financial landscape, we create and utilize maps as a tool to help see your world as it is today and how you’d like it to look tomorrow – complete with strategies, tactics, as well as timelines.

Clients can then experience the tremendous value in literally visualizing the overall goals and what risks we need to hedge against.

Whether on the back of a napkin or on a whiteboard, our kind of maps help you get clarity of where you are, and then chart the way to your best chance of arriving at the right (and desired) destination.


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MAPPING TIME